Ultimate Banana Sour Cream Coffee Cake: A Moist, Crumbly Delight for Breakfast & Brunch
Indulge in the heavenly combination of ripe bananas, creamy sour cream, and a sweet, buttery cinnamon crumble topping with this incredibly easy banana sour cream coffee cake recipe. Perfect for any occasion, from a leisurely breakfast to an elegant brunch or a delightful dessert, this coffee cake promises a moist, tender crumb and an irresistible burst of flavor. It’s truly the best way to transform those overripe bananas into a treat everyone will adore.
This post is proudly sponsored by Zulka® Morena Pure Cane Sugar and Zulka® Pure Cane Brown Sugar. All opinions and the original recipe are my own.

Despite its name, coffee cake doesn’t actually contain coffee as an ingredient. Instead, it’s traditionally a cake enjoyed *with* coffee, making it a perfect companion to your morning brew. This delightful banana crumb cake effortlessly transitions from a comforting breakfast or elegant brunch centerpiece to a satisfying dessert, offering a taste of home no matter when you serve it. Its versatility and inviting aroma make it a favorite for all seasons.
This recipe ingeniously combines the beloved flavors of classic banana bread with the delightful texture of a crumb-topped coffee cake. The result is a breakfast cake that’s notably sweeter and more decadent than traditional banana bread, featuring a truly irresistible cinnamon crumb topping. We achieve this exceptional sweetness and texture using Zulka® Morena Pure Cane Sugar and Zulka® Pure Cane Brown Sugar, which lend a rich, nuanced flavor that truly elevates the cake.
Beyond its incredible taste, this banana coffee cake recipe is a fantastic solution for utilizing those extra-ripe bananas on your counter. The touch of warm cinnamon makes it an especially inviting treat for fall, but its comforting flavors mean you can bake and enjoy this perfect crumb cake any time of the year. If you find yourself with an abundance of ripe bananas, this simple recipe is a delicious and rewarding way to use them up.
If you fall in love with this easy banana coffee cake, be sure to explore my other delightful recipes like the easy blueberry coffee cake, offering another fantastic option for your sweet breakfast or dessert cravings.
Why You’ll Love This Banana Sour Cream Coffee Cake
This banana sour cream coffee cake isn’t just a recipe; it’s an experience. Here’s why it’s destined to become a staple in your baking repertoire:
- Effortlessly Easy: This is a classic, straightforward recipe designed for bakers of all skill levels. With simple ingredients and clear instructions, you can achieve professional-tasting results in your home kitchen. It’s perfect for a weekend baking project or a quick sweet treat.
- Unforgettable Sweetness and Moisture: The combination of perfectly mashed ripe bananas, premium Zulka® Pure Cane Sugar, and creamy sour cream creates a cake that is exceptionally moist, tender, and bursting with natural sweetness. The sour cream also adds a subtle tang that perfectly balances the sweetness, making each bite incredibly satisfying.
- Versatile for Any Occasion: While traditionally served at breakfast or brunch with a hot cup of coffee, this rich and flavorful banana coffee cake is equally delightful as a dessert. Its comforting warmth and inviting aroma make it suitable for family gatherings, holiday tables, or simply a cozy evening treat.
- The Perfect Use for Overripe Bananas: Say goodbye to throwing away those forgotten brown bananas! This recipe is specifically formulated to make the most of very ripe or even overripe bananas, transforming them into a delicious cake that highlights their intense, sweet flavor. It’s a fantastic way to reduce food waste and create something truly special.
- Irresistible Cinnamon Crumb Topping: The star of any good coffee cake is its crumble, and this one does not disappoint. Made with a blend of Zulka® Morena Pure Cane Sugar and Zulka® Pure Cane Brown Sugar, plus a generous dash of cinnamon, it bakes into a golden, buttery, and perfectly crunchy layer that provides a delightful contrast to the soft cake below.
The Secret to Moisture: Ripe Bananas and Sour Cream
Achieving a wonderfully moist and tender coffee cake is all about the right ingredients and how they interact. In this recipe, two key players ensure unparalleled moisture and flavor: ripe bananas and sour cream.
Ripe Bananas: The browner, the better! Overripe bananas, often neglected, are actually a baker’s best friend. As bananas ripen, their starches convert into natural sugars, intensifying their sweetness and making them incredibly soft and easy to mash. This higher sugar content contributes to a naturally sweet cake without needing excessive added sugar. Furthermore, the high moisture content of very ripe bananas is crucial for a tender crumb, preventing the cake from drying out. They also impart that distinct, rich banana flavor that we all love.
Sour Cream: This humble dairy product is a secret weapon for moist baking. Sour cream adds an incredible amount of moisture and richness to the cake batter, resulting in a delightfully tender and fluffy texture. Its slight acidity also reacts with baking soda (one of our leavening agents) to help the cake rise beautifully and evenly. Beyond moisture, sour cream contributes a subtle tang that beautifully complements the sweet bananas and cinnamon, creating a more complex and satisfying flavor profile.
Unpacking Zulka Sugar: A Sweet and Natural Choice
Zulka® is not just any sugar; it’s an all-natural pure cane sugar that stands out for its minimal processing and commitment to quality. Unlike many other sugars, Zulka® Morena Pure Cane Sugar retains more of the sugarcane’s natural molasses flavor, giving it a subtle caramel note that enhances baked goods beautifully. It’s also a vegan-friendly option as it’s bone char free, kosher, Non-GMO Project Verified, and certified C.L.E.A.N., aligning with a conscious baking approach.
The best part about baking with Zulka® sugar is its ease of use. You can seamlessly incorporate Zulka® into your favorite recipes, directly replacing other cane sugars cup-per-cup and tablespoon-per-tablespoon. This means you don’t need to adjust your recipes or techniques to enjoy the benefits of a more natural and sustainably produced sugar. Whether it’s the granulated Morena Pure Cane Sugar for the cake’s body or their Pure Cane Brown Sugar for the delightful crumble, choosing Zulka® makes baking a more wholesome and flavorful experience.
Ingredients Breakdown
Crafting the perfect banana sour cream coffee cake starts with understanding the role of each ingredient. Here’s a detailed look at what you’ll need and why it matters:

Cake Ingredients:
- Unsalted Butter (softened): Crucial for a tender cake. Softened butter creams beautifully with sugar, incorporating air for a light texture. Unsalted butter gives you control over the overall saltiness of the recipe.
- Sugar: We use Zulka® Morena Pure Cane Sugar for its pure, less-processed sweetness and subtle depth of flavor, which complements the bananas beautifully.
- Ripe Bananas (peeled and mashed): The star of the show! Very ripe bananas (with brown spots) are essential. They are sweeter, easier to mash, and contribute significantly to the cake’s moistness and intense banana flavor.
- Large Egg: Acts as a binder, providing structure to the cake while adding richness and moisture, helping to create a cohesive batter.
- Sour Cream: This is a game-changer for moisture and tenderness. Its acidity helps activate the baking soda, promoting a good rise, and its fat content contributes to a wonderfully tender crumb.
- Vanilla Extract: A touch of vanilla enhances all the other flavors, adding warmth and depth to the cake.
- All-Purpose Flour: Forms the structural base of the cake. Proper measurement (spooned and leveled) is key to preventing a dense cake.
- Baking Powder & Baking Soda: These are our leavening agents. Baking powder provides initial lift, while baking soda reacts with the acidic sour cream and brown sugar to give the cake an extra boost and a soft, fluffy texture.
- Ground Cinnamon: A classic pairing with banana, cinnamon adds a warm, inviting spice that makes this coffee cake feel incredibly comforting.
- Salt: Essential for balancing the sweetness and enhancing all the other flavors in the cake, preventing it from tasting flat.

Crumble Topping Ingredients:
- All-Purpose Flour: Provides the structure for the crumb, creating that lovely textured topping.
- Light Brown Sugar (packed): Offers a deep, caramel-like sweetness and helps create larger, chewier crumbs due to its molasses content. We recommend Zulka® Pure Cane Brown Sugar.
- Sugar: Zulka® Morena Pure Cane Sugar contributes to the topping’s overall sweetness and provides a slight crispness to the crumbs.
- Ground Cinnamon: Adds that signature warm spice that makes the crumble so enticing.
- Salt: A pinch of salt enhances the sweetness and complexity of the crumble topping.
- Unsalted Butter (melted): The key to binding the dry ingredients into those perfect, varied-sized crumbs – from fine sprinkles to delightful large chunks.
For precise measurements, refer to the detailed recipe card below.
Step-by-Step Baking Guide
Follow these easy steps to bake your perfect banana sour cream coffee cake:
Begin by preheating your oven to 350ºF (180ºC). Prepare an 8×8-inch baking dish by lightly greasing it or lining it with parchment paper for easy removal. Set it aside.
For the Cake:

In a large mixing bowl, combine the softened butter and Zulka® Morena Pure Cane Sugar.

Using a hand mixer (or a stand mixer with a paddle attachment), cream the softened butter and sugar together until the mixture becomes notably pale in color and fluffy in texture. This step incorporates air, which is vital for a light and tender cake.

To the creamed butter and sugar, add the mashed ripe bananas, a large egg, sour cream, and vanilla extract. Mix these wet ingredients on medium speed until they are thoroughly combined and smooth. Set this mixture aside.

In a separate medium mixing bowl, whisk together the all-purpose flour, baking powder, baking soda, ground cinnamon, and salt. Whisking ensures these dry ingredients, especially the leavening agents, are evenly distributed.

Gradually add the dry ingredients to the wet mixture. Mix on low speed, just until everything is combined and no streaks of flour remain. Be careful not to overmix, as this can lead to a tough cake.

Carefully pour the finished cake batter into your prepared baking dish. Use a silicone spatula to spread it into an even layer, ensuring consistent baking. Set the dish aside as you prepare the topping.
For the Crumble Topping:

In a small mixing bowl, combine all the dry ingredients for the crumble topping: flour, light brown sugar (packed), Zulka® Morena Pure Cane Sugar, cinnamon, and salt. Stir them together thoroughly to ensure even distribution of flavors.

Pour the melted butter into the dry crumble mixture. Using a fork, gently fold and toss the butter into the dry ingredients. Continue until the mixture transforms into a beautiful crumble with a mix of small and large, irregular crumbs. Avoid overmixing, as you want distinct pieces.

Generously sprinkle the prepared crumb topping evenly over the entire surface of the cake batter in the baking dish. Ensure good coverage for that delicious crunchy layer in every bite.

Bake the coffee cake for 30-35 minutes. To test for doneness, insert a toothpick into the center of the cake; it should come out with a few moist crumbs clinging to it, but no wet batter. If the crumble topping begins to brown too quickly before the cake is fully cooked, loosely tent the dish with aluminum foil and continue baking until done. Remove from oven.

Allow the banana coffee cake to cool in the baking dish for at least 10 minutes before slicing and serving. This cooling time allows the cake to set properly and prevents it from crumbling when cut.
Expert Baking Tips for Success
Achieve coffee cake perfection every time with these essential tips:
- Embrace Very Ripe Bananas: This is arguably the most crucial tip! Look for bananas with plenty of brown spots, or even almost entirely brown. These bananas are not only sweeter but also softer and easier to mash, resulting in a more intensely flavored and naturally moist cake. Green or slightly yellow bananas won’t deliver the same depth of flavor or tender texture.
- Separate Wet and Dry Ingredients: While it might seem like an extra step, mixing your wet and dry ingredients separately is vital for a uniformly risen and perfectly baked cake. This ensures that leavening agents (baking powder and soda) are evenly distributed throughout the flour mixture, allowing them to activate properly when combined with the wet ingredients. Skipping this can lead to uneven rising or dense spots.
- Master the Toothpick Test: When checking for doneness, don’t just rely on visual cues. Insert a clean toothpick into the very center of the cake. It should come out with a few moist crumbs clinging to it, but *not* liquid batter. If it comes out completely clean, your cake might be slightly overbaked. If it has wet batter, it needs more time. The edges will typically be golden brown, but the crumble topping can hide this, making the toothpick test indispensable.
- Avoid Overmixing the Batter: Once you combine the wet and dry ingredients, mix only until just incorporated. Overmixing develops the gluten in the flour, which can lead to a tough, chewy, and dry coffee cake. A few small lumps of flour are perfectly acceptable.
- Room Temperature Ingredients: Ensure your butter, egg, and sour cream are at room temperature. This allows them to emulsify better, creating a smoother, more uniform batter that traps air efficiently, contributing to a lighter cake texture.
- Proper Pan Size Matters: Using the recommended 8×8-inch baking dish is important. A larger pan might result in a thinner cake that bakes too quickly and dries out, while a smaller pan could lead to a very thick cake that doesn’t cook through evenly in the center.
Creative Substitutions & Variations
This banana sour cream coffee cake recipe is wonderfully adaptable. Here are some ideas to customize it to your liking:
- Unsalted Butter Alternatives: While unsalted butter is preferred for precise salt control, you can absolutely use salted butter. If you do, simply reduce or omit the additional salt in both the cake and crumble topping as needed. For a dairy-free option, butter-flavored shortening, a good quality margarine, or a plant-based butter substitute can work well. Keep in mind that these might slightly alter the flavor and texture.
- Sour Cream Swaps: If you don’t have sour cream on hand, plain Greek yogurt (full-fat for best results) is an excellent 1:1 substitute. It offers similar moisture and acidity. Buttermilk can also be used, but you might need a slightly larger quantity as it’s thinner. For a quick hack, you can even make a buttermilk substitute by adding 1 tablespoon of lemon juice or white vinegar to regular milk and letting it sit for 5-10 minutes before using.
- Add Nuts for Crunch: For an extra layer of texture and flavor, fold ½ cup of chopped walnuts or pecans into the cake batter before pouring it into the dish. You can also sprinkle some finely chopped nuts over the crumble topping.
- Chocolatey Twist: Introduce ½ cup of mini chocolate chips into the cake batter for a delightful banana-chocolate combination. Dark, milk, or even white chocolate chips would be delicious!
- Spice It Up: Enhance the warm fall flavors by adding a pinch of nutmeg, allspice, or cardamom to the cake batter along with the cinnamon.
- Sweet Glaze Finish: For an extra touch of sweetness and elegance, prepare a simple glaze. Whisk together 1 cup of powdered sugar with 2-3 tablespoons of milk (or cream) and ½ teaspoon of vanilla extract until smooth. Drizzle over the cooled coffee cake before serving.
For those exploring vegan options, this vegan banana cake offers a delicious alternative to explore!

Essential Baking Equipment
Having the right tools can make your baking experience smoother and more enjoyable. Here’s a rundown of the equipment you’ll need for this banana coffee cake:
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- 8×8 Baking Dish: A glass or ceramic baking dish is ideal for even heat distribution, which helps prevent overbrowning and ensures a perfectly cooked interior. If you opt for a metal pan, be aware that baking times might differ slightly, so keep a close eye on your cake. If using a 9×9-inch dish, the cake will be thinner and may require a shorter baking time.
- Mixing Bowls: You’ll need three: a large bowl for the wet cake batter, a medium bowl for the dry cake ingredients, and a smaller bowl dedicated to preparing the streusel crumble topping. This organization is key for proper mixing and ingredient distribution.
- Hand Mixer: A hand mixer makes creaming butter and sugar a breeze, ensuring a light and fluffy base. Alternatively, you can use a stand mixer with a paddle attachment for hands-free mixing, or simply a sturdy whisk and a bit of elbow grease if mixing by hand.
- Silicone Spatula: Perfect for scraping down the sides of the mixing bowl and smoothly transferring the banana cake batter into the baking dish, ensuring no delicious batter is left behind.
Storing Your Delicious Coffee Cake
To ensure your banana sour cream coffee cake stays fresh and delicious for as long as possible, proper storage is key:
- Room Temperature Storage: Once the coffee cake has completely cooled to room temperature, wrap it tightly in plastic wrap or place it in an airtight container. It will stay fresh and moist for up to 2 days on your countertop. This is usually sufficient for enjoying it over a weekend.
- Refrigeration: For longer freshness, store the cooled and tightly wrapped cake in the refrigerator for 3 to 4 days. The cooler temperature helps to maintain its moisture and prevent spoilage, especially if your kitchen tends to be warm.
- Freezing for Extended Freshness: Coffee cake freezes beautifully! For best results, allow the cake to cool completely. You can freeze it whole, in halves, or individual slices.
- For whole or half cakes: Double wrap tightly, first in plastic wrap, then in aluminum foil to prevent freezer burn.
- For individual slices: Wrap each slice individually in plastic wrap, then again in aluminum foil. This makes it easy to thaw just one portion at a time.
Frozen coffee cake can be stored for up to 2-3 months. To thaw, simply transfer it from the freezer to the refrigerator overnight, or for individual slices, let them come to room temperature on the counter for a few hours. You can even gently warm thawed slices in the microwave for a few seconds for that freshly baked feel.
Frequently Asked Questions (FAQ)
Absolutely, coffee cake freezes exceptionally well! Once your cake has fully cooled to room temperature, double wrap it. First, use a layer of plastic wrap, then a layer of aluminum foil. This dual wrapping is crucial for preventing freezer burn and preserving its fresh taste and texture. Alternatively, you can wrap it in plastic wrap and then place it in a resealable freezer bag or an airtight freezer-safe container. Properly frozen coffee cake can last for 2-3 months. To enjoy, simply thaw it in the refrigerator overnight or at room temperature for a few hours.
Zulka® Pure Cane Sugar is considered minimally processed. It’s produced by a straightforward method: squeezing the juice from freshly harvested sugarcane, then evaporating the liquid to create natural crystals. This method ensures that more of the sugarcane’s natural flavor and characteristics are retained compared to highly refined white sugars. Their sugar mills have been operated by the same family for over 100 years, highlighting a long-standing tradition of natural sugar production.
For the best flavor and moisture in your banana coffee cake, you want very ripe bananas. Look for bananas that have developed numerous brown or black spots on their skins. They should feel soft to the touch, and you’ll often notice a strong, sweet banana aroma. If your bananas are still mostly yellow or firm, they are not quite ready and won’t contribute as much sweetness or moisture to the cake.
Yes, this banana sour cream coffee cake is an excellent make-ahead option. You can bake it the day before you plan to serve it and store it at room temperature, tightly covered, for up to 2 days. The flavors often deepen overnight! For longer storage, you can refrigerate it for up to 4 days or freeze it for several months, as detailed in the storage section above.
The term “coffee cake” refers to a cake that is typically served alongside coffee, often for breakfast, brunch, or an afternoon snack. It’s designed to complement the flavor of coffee, not necessarily contain it. These cakes are often single-layered, contain fruit or nuts, and are characterized by a streusel or crumb topping, just like this delicious banana coffee cake.
More Sweet Breakfast & Dessert Treats
Looking for more delicious ways to start your day or end your meal with something sweet?
- Bisquick Blueberry Coffee Cake
- Bisquick Banana Muffins
- Easy Brioche French Toast Casserole
- 2-Ingredient Pumpkin Muffins
📖 Recipe

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Banana Sour Cream Coffee Cake
Equipment
-
8×8 baking dish
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Mixing bowls
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Hand mixer
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Silicone spatula
Ingredients
Cake
- ½ cup unsalted butter softened
- ½ cup sugar I used Zulka® Morena Pure Cane Sugar
- 2 ripe bananas peeled and mashed
- 1 large egg
- ¼ cup sour cream
- ½ teaspoon vanilla extract
- 1-½ cup all-purpose flour
- 1-½ teaspoon baking powder
- ½ teaspoon baking soda
- ½ teaspoon ground cinnamon
- ½ teaspoon salt
Crumble Topping
- 1 cup all-purpose flour
- ¼ cup light brown sugar packed, I used Zulka® Pure Cane Brown Sugar
- ¼ cup sugar I used Zulka® Morena Pure Cane Sugar
- 1 teaspoon ground cinnamon
- ¼ teaspoon salt
- 6 tablespoons unsalted butter melted
Instructions
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Preheat the oven to 350ºF (180ºC). Lightly grease an 8×8-inch baking dish or line it with parchment paper and set aside.
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In a large mixing bowl, cream the softened butter and sugar with a hand mixer until the mixture is pale and fluffy. Add the mashed banana, egg, sour cream, and vanilla extract and mix on medium speed until combined. Set aside.
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In a medium mixing bowl, whisk the flour, baking powder, baking soda, cinnamon, and salt until combined. Add dry ingredients to the wet mixture and mix on low speed just until combined.
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Pour the cake batter into the prepared baking dish and spread it into an even layer. Set aside.
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In a small mixing bowl, stir the dry crumble topping ingredients together, then add the melted butter. With a fork, gently fold the butter into the dry ingredients. It will become crumbly with small and large crumbs. Top the cake batter with the crumb topping mixture.
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Bake for 30-35 minutes or until a toothpick inserted into the center comes out with a few moist crumbs (but no liquid batter). If the cake browns too quickly, place foil over the top and continue baking. Allow to cool for at least 10 minutes before serving.
Video
Notes
Storage: To store leftover coffee cake, allow it to cool completely before wrapping it tightly in plastic wrap or storing it in an airtight container. It can be stored at room temperature for up to 2 days or for 3 to 4 days in the refrigerator. To freeze, wrap individual slices of cake in plastic wrap and foil, then thaw in the fridge.
Nutrition
Food Safety
Ensuring food safety is paramount when baking. Follow these guidelines to keep your kitchen and your delicious coffee cake safe:
- Maintain Cleanliness: Always wash your hands thoroughly with soap and warm water before and after handling food, especially raw ingredients. Ensure all utensils, cutting boards, and work surfaces are clean and sanitized to prevent cross-contamination.
- Avoid Raw Egg and Raw Flour Consumption: Raw eggs can contain salmonella, and raw flour can contain harmful bacteria like E. coli. Always ensure your cake is fully baked before consuming. Do not taste raw batter or dough.
- Prompt and Proper Storage: Once your coffee cake has fully cooled, store it promptly in an airtight container or wrap it tightly in plastic wrap. This prevents exposure to air, which can cause the cake to dry out and encourages bacterial growth. Follow the storage guidelines above to maximize freshness and safety.
- Check for Spoilage: Before serving any leftovers, always check for signs of spoilage such as an off-odor, unusual discoloration, or mold. When in doubt, it’s best to discard.